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Copyright 2025. © ARS National Services Inc. All Rights Reserved

NMLS ID: 934304

This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

Nothing on this page affects the ability to dispute the validity of a debt, or any portion thereof, or to request the name and address of the original creditor, as described in the “How can you dispute the debt”? and “What else you can do?” sections of ARS National Services Inc.’s initial written communication.

ARS National Services Inc.

500 La Terraza Blvd., Ste. 330

Escondido, CA 92025

General Office Hours: Monday-Friday 8:30 a.m. – 10:00 p.m. and Saturday 9:00 a.m. – 1:00 p.m. (Eastern Time)

State Disclosures

We are required under certain Federal, State and Local laws to notify consumers of certain rights. This list does not contain a complete list of the rights for consumers under Federal, State, or Local laws.

ADDITIONAL INFORMATION FOR CALIFORNIA RESIDENTS

Department of Financial Protection & Innovation License # 10463-99.

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP www.ftc.gov.

ADDITIONAL INFORMATION FOR COLORADO RESIDENTS

FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any action authorized by law to collect the debt. In state office: Colorado Manager Inc., 1375 Ken Pratt Blvd, Suite 300A, Longmont, CO 80501, (303) 920-4763.

ADDITONAL INFORMATION FOR DISTRICT OF COLUMBA RESIDENTS

500 La Terraza Blvd, Ste 330, Escondido, CA 92025

ADDITIONAL INFORMATION FOR MAINE RESIDENTS

Please be advised that Western Union and MoneyGram may charge a fee for their payment services. General Office Hours: 8:30 a.m. - 10:00 p.m. and Saturday 9:00 a.m. - 1:00 p.m. (Eastern Time).

ADDITIONAL INFORMATION FOR MARYLAND RESIDENTS

Maryland Department of Labor NMLS ID# 934304 and 944372.

To verify our licenses, please visit: https://www.nmlsconsumeraccess.org/.

ADDITIONAL INFORMATION FOR MASSACHUSETTS RESIDENTS

NOTICE OF IMPORTANT RIGHTS: YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTION AGENCY. GENERAL OFFICE HOURS: MONDAY – FRIDAY, 8:30 A.M. - 10:00 P.M. AND SATURDAY 9:00 A.M. - 1:00 P.M. (EASTERN TIME).

ADDITIONAL INFORMATION FOR MINNESOTA RESIDENTS

THIS COLLECTION AGENCY IS LICENSED BY THE MINNESOTA DEPARTMENT OF COMMERCE.

ADDITIONAL INFORMATION FOR NEVADA RESIDENTS:

License #: CAD11216
NMLS # 2367642 for Compliance Manager CM12264

ADDITIONAL INFORMATION FOR NEW HAMPSHIRE RESIDENTS

500 La Terraza Blvd, Ste 330, Escondido, CA 92025

ADDITIONAL INFORMATION FOR NORTH CAROLINA RESIDENTS

ARS National Services Inc., 500 La Terraza Blvd, Ste 330, Escondido, CA 92025, Company # 119505661

ARS National Services Inc., 1810 First Oaks St, Ste 190, Richmond, TX 77406, Company # 517893122

ADDITIONAL INFORMATION FOR NEW YORK RESIDENTS

Debt collectors, in accordance with the federal Fair Debt Collection Practices Act, 15 USC §1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:

i) The use or threat of violence;
ii) The use of obscene or profane language; and
iii) Repeated phone calls made with the intent to annoy, abuse, or harass.

“If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:

1. Supplemental security income, (SSI);
2. Social security;
3. Public assistance (welfare);
4. Spousal support, maintenance (alimony) or child support;
5. Unemployment benefits;
6. Disability benefits;
7. Workers’ compensation benefits;
8. Public or private pensions;
9. Veterans’ benefits;
10. Federal student loans, federal student grants, and federal work study funds; and
11. Ninety percent of your wages or salary earned in the last sixty days.”

ADDITIONAL INFORMATION FOR NEW YORK CITY RESIDENTS

New York City Department of Consumer Affairs License numbers 2000745 and 2102604.

To better serve you, please advise us if you have a language preference other than English. A translation and description of commonly used debt collection terms is available in multiple languages on New York City’s Department of Consumer Affairs’ website at www.nyc.gov/dca. When permitted by our client, ARS offers Spanish language access services, including collection agents who speak Spanish, a website which is accessible in Spanish, and ARS can send you on request correspondence in Spanish..

ADDITIONAL INFORMATION FOR RHODE ISLAND RESIDENTS

The State of Rhode Island general laws prohibit credit bureaus from reporting medical debt or factoring medical debt into a credit score.

ADDITIONAL INFORMATION FOR TENNESSEE RESIDENTS

This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance, 500 James Robertson Parkway, Nashville, Tennessee 37243

ADDITIONAL INFORMATION FOR WASHINGTON RESIDENTS

500 La Terraza Blvd, Ste 330, Escondido, CA 92025, License # 601722831-01-0001

1810 First Oaks St, Ste 190, Richmond, TX 77406, License #601722831-001-0006